Social Security Disability Insurance (SSDI) payments are made on a monthly basis, with specific distribution dates falling on the second, third, and fourth Wednesdays of each month.
These dates are determined by the beneficiary’s birth date. For April 2025, the designated Wednesdays will be April 9, April 16, and April 23.
Payment Schedule Based on Birth Date
April 9 Payments
For individuals born between the 1st and 10th of any month, the payment is made on the second Wednesday of the month.
This schedule applies automatically for those who became eligible for SSDI after May 1997, unless they are also receiving Supplemental Security Income (SSI), which is paid on April 1.
April 16 Payments
Those born between the 11th and 20th of any month will receive their payment on April 16, which falls on the third Wednesday of the month.
Payments are made directly to beneficiaries’ bank accounts or through Treasury Department prepaid debit cards. These payments may experience delays only if weekends or federal holidays affect the schedule.
April 23 Payments
For individuals born between the 21st and 31st of any month, the payment will be issued on April 23, the fourth Wednesday of the month.
If a beneficiary has altered their payment date upon the request of the Social Security Administration (SSA), they may receive their payment on April 3, along with those receiving SSI or who claimed benefits prior to 1997.
Maximum SSDI Payments for April 2025
For the year 2025, the maximum SSDI benefit has been increased to $4,018 per month due to a 2.5% Cost-of-Living Adjustment (COLA).
This is an increase from $3,822 in 2024. This maximum amount typically applies to individuals who would have qualified for the highest benefit had they reached the full retirement age of 67, based on their past earnings.
However, most beneficiaries will receive less. The average SSDI payment in 2024 was $1,537 per month, and this is expected to rise proportionally in 2025.
The $4,018 maximum is reserved for those with exceptional earnings records, such as workers with maximum taxable income for at least 35 years.
For families, the amount varies. Depending on the number of eligible dependents (e.g., spouses or children), the benefit could range from 85% to 150% of the disabled worker’s payment.
What to Do If SSDI Payments Are Delayed
If you don’t receive your payment on the expected date, the Social Security Administration advises that you wait at least 3 business days before taking further action. Banking issues may occasionally cause delays.
If you still haven’t received the payment after this waiting period, first contact your bank. If the issue persists, get in touch with the SSA by calling or visiting your nearest Social Security office.
For April 2025, SSDI payments will be distributed on three specific dates, based on your birth date.
While the maximum payment amount will be $4,018, most beneficiaries will receive a smaller amount depending on their earnings record. If your payment is delayed, following the SSA’s recommended steps can help resolve the issue quickly.
FAQs
When will my SSDI payment be made in April 2025?
Your payment will be made on either April 9, April 16, or April 23, depending on your birth date.
What is the maximum SSDI benefit for 2025?
The maximum SSDI payment for 2025 is $4,018 per month.
Why did my SSDI payment not arrive on time?
If your payment is delayed, the SSA recommends waiting at least 3 business days to check for banking issues. Afterward, contact your bank and, if necessary, the SSA.
How can the amount of SSDI I receive vary?
The amount you receive is based on your earnings history. Most beneficiaries receive less than the maximum, with the average payment in 2024 being $1,537 per month.