The Department for Work and Pensions (DWP) has officially revealed the updated Child Benefit rates effective from April 2025, offering increased financial support to families throughout the UK. This adjustment aligns with the government’s continued efforts to ease the pressure of rising living expenses on households.
These new rates apply to families with children under the age of 16, or under 20 if still in approved education or training programs.
Updated Child Benefit Payment Rates – April 2025
The increase in Child Benefit payments applies to both weekly and monthly disbursements for eligible children.
| Benefit Type | Previous Weekly Rate | New Weekly Rate | New Monthly Rate |
|---|---|---|---|
| First Child | £25.60 | £26.05 | £104.20 |
| Each Additional Child | £16.95 | £17.25 | £69.00 |
These updated figures aim to provide families, especially those with multiple children, a modest financial boost amid persistent economic challenges.
Unlimited Claims for Eligible Children
Families can claim Child Benefit for any number of children, as long as each child meets the eligibility requirements. There is no cap placed on the number of children a household can include in their claim.
However, it’s worth noting that other benefits, such as Universal Credit, enforce a two-child limit, which restricts financial support beyond the second child. Despite this, Child Benefit remains unaffected by that cap.
Ongoing Debate Over the Two-Child Cap
The Universal Credit two-child limit continues to spark debate in Parliament. As of early 2025, concerns have been raised over the policy’s contribution to increasing child poverty. Although no formal changes have been announced, the rule remains under governmental review.
Eligibility Criteria for Child Benefit in 2025
To receive Child Benefit in April 2025, families must meet the following conditions:
- Child’s Age: Must be under 16 years old, or under 20 if in full-time education or training.
- Residency: The claimant must be a UK resident.
- Income Threshold: High-income families may face deductions under the High-Income Child Benefit Charge (HICBC).
National Insurance Credits Through Child Benefit
Claimants of Child Benefit may also receive National Insurance credits, which are particularly valuable for:
- Parents not working or earning below the NI threshold.
- Those raising children under the age of 12.
These credits contribute to State Pension eligibility, making them essential for stay-at-home or part-time working parents.
Understanding the High-Income Child Benefit Charge (HICBC)
Families where one parent earns more than £60,000 annually may be subject to the HICBC, which can partially or fully reclaim the Child Benefit received. Key points include:
- Based on adjusted net income, which includes salaries, rental income, dividends, and more.
- Earnings above £80,000 result in the full repayment of Child Benefit.
- Despite the charge, families are encouraged to claim the benefit to secure NI credits.
- Affected individuals must complete a self-assessment tax return each year.
Checking HICBC Liability
Families can assess their liability for the High-Income Child Benefit Charge using the Child Benefit tax calculator available on the official GOV.UK platform.
How to Keep Your Information Up to Date
There’s no need to reapply to access the new rates—existing beneficiaries will see the updated payments automatically reflected from April 2025. However, families should:
- Report any changes in address, banking details, or personal circumstances.
- Update information promptly via the GOV.UK portal to avoid payment interruptions.
Conclusion
The April 2025 Child Benefit update marks a welcome step forward in supporting UK families through rising living costs. Though the increases are moderate, they offer valuable assistance. Families should ensure their details are current to avoid any disruption in payments and maximize their entitlements.
FAQs
Who can claim Child Benefit?
Children must be under 16, or under 20 if in full-time education or training. Applicants must reside in the UK.
What is the High-Income Child Benefit Charge?
A tax applied to households where one parent earns over £60,000 annually. Earnings above £80,000 trigger full repayment of the benefit.
Is there a limit to how many children you can claim for?
No, families can claim Child Benefit for all qualifying children without a cap.