The Guaranteed Income Supplement (GIS) is a vital financial assistance program designed to support low-income seniors aged 65 and older in Canada.
This non-taxable benefit, administered alongside the Old Age Security (OAS) pension, undergoes quarterly adjustments based on the Consumer Price Index (CPI) to reflect inflation and changes in the cost of living.
For the upcoming quarter of April to June 2025, the GIS payment amounts will remain consistent with the previous quarter, as the CPI has shown minimal change.
GIS Payment Amounts for April to June 2025
The Guaranteed Income Supplement payment amounts are structured based on marital status and annual income levels. The maximum monthly payments for the April to June 2025 period are as follows:
| Marital Status | Annual Income Threshold | Maximum Monthly Payment |
|---|---|---|
| Single, Widowed, or Divorced | Less than $22,056 | Up to $1,086.88 |
| Married/Common-law (Spouse receives full OAS) | Less than $29,136 | Up to $654.23 |
| Married/Common-law (Spouse does not receive OAS) | Less than $52,848 | Up to $1,086.88 |
Note: These amounts are unchanged from the previous quarter due to minimal CPI fluctuations.
GIS Payment Dates for 2025
Guaranteed Income Supplement payments are disbursed monthly, aligning with OAS payment schedules. For 2025, the payment dates are as follows:
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
Note: Payments are typically issued on the last business day of each month.
Eligibility Criteria for GIS
To qualify for Guaranteed Income Supplement benefits, seniors must meet the following criteria:
- Age and Residency: Must be 65 years or older and a legal resident of Canada.
- OAS Receipt: Must be receiving the Old Age Security pension.
- Income Thresholds: Annual income must be below the specified limits based on marital status, as outlined above.
Note: Income thresholds are reviewed annually and may be adjusted to reflect changes in the cost of living.
Applying for GIS
If not automatically enrolled in GIS, seniors can apply through their My Service Canada Account or by submitting a paper application to Service Canada. It’s advisable to apply several months before turning 65 to ensure timely processing and receipt of benefits.
The Guaranteed Income Supplement payments for April to June 2025 will remain unchanged at $1,086.88 for singles and $654.23 for couples due to minimal CPI adjustments.
Seniors should stay informed about eligibility requirements and payment dates to ensure they receive the financial support they are entitled to.
FAQs
Will GIS payment amounts increase in April 2025?
No, GIS payments will remain the same as the previous quarter due to minimal changes in the Consumer Price Index.
How can seniors apply for GIS if not automatically enrolled?
Seniors can apply online through their My Service Canada Account or by mailing a paper application to Service Canada.
When can seniors expect their GIS payment in April 2025?
The Guaranteed Income Supplement payment for April 2025 is scheduled for April 28, 2025, aligning with the OAS payment date.