If you’re a low-income worker in Canada, the Canada Workers Benefit (CWB) could put extra money in your pocket in 2025.
With a maximum benefit of up to $2,739 for families and $1,518 for single individuals, the CWB provides much-needed support for those trying to make ends meet. Even better? The payments are made in advance throughout the year.
Here’s everything you need to know about eligibility, payment amounts, and when to expect your money.
What is the Canada Workers Benefit(CWB)?
The Canada Workers Benefit is a refundable tax credit designed to supplement the income of low-income workers and encourage workforce participation. It is automatically applied when you file your income tax return and includes two parts:
- Basic amount for eligible workers
- Disability supplement for those who qualify for the Disability Tax Credit (DTC)
Who Is Eligible for the CWB in 2025?
To receive the CWB in 2025, you must meet the following criteria:
- Be at least 19 years old by December 31, 2025, or live with a spouse/common-law partner or dependent child
- Be a resident of Canada for the entire year
- Earn income within the qualifying range
Here’s a breakdown of the benefit structure:
| Category | Maximum CWB Amount | Income Threshold (Full Benefit) |
|---|---|---|
| Single Individuals | $1,518 | Up to $24,975 |
| Families | $2,739 | Varies by province and income |
| Disability Supplement | +$784 (additional) | If eligible for DTC |
Note: CWB benefits gradually reduce as your income exceeds the qualifying threshold.
Advance CWB Payment Dates in 2025
Eligible workers will receive up to 50% of their CWB amount in advance, split across three payments, with the remainder issued after tax filing.
2025 Payment Schedule:
| Payment Type | Date |
|---|---|
| 1st Advance Payment | January 10, 2025 |
| 2nd Advance Payment | July 11, 2025 |
| 3rd Advance Payment | October 10, 2025 |
| Final Balance | After filing 2025 taxes |
To receive the advance payments, ensure you’ve filed a tax return for the previous year and indicated your consent for pre-payments.
How to Apply for the CWB
You don’t need to submit a separate application. Just:
- File your annual income tax return
- Complete Schedule 6 to claim the benefit
- Ensure your information (such as marital status and income) is accurate
- If claiming the disability supplement, make sure you are approved for the Disability Tax Credit
The Canada Revenue Agency (CRA) will calculate and distribute your CWB automatically based on your return.
| Key Detail | Info |
|---|---|
| Max Single Benefit | $1,518 |
| Max Family Benefit | $2,739 |
| Disability Supplement | $784 |
| Advance Payment Dates | Jan 10, Jul 11, Oct 10, 2025 |
| Application Required? | No – just file taxes |
The $2,739 CWB boost in 2025 is a timely support measure for working Canadians facing rising costs. Whether you’re a single worker or supporting a family, the Canada Workers Benefit offers reliable, tax-free financial help to keep you moving forward.
If you’re eligible, all you need to do is file your tax return and let the system take care of the rest. With advance payments spread throughout the year, it’s a benefit worth claiming.
FAQs
Do I have to apply separately for CWB every year?
No. You just need to file your income tax return and complete Schedule 6. The CRA handles the rest.
When will I receive my CWB payments in 2025?
Advance payments are scheduled for January 10, July 11, and October 10, 2025. The final balance comes after filing your 2025 taxes.
Can I get the disability supplement with CWB?
Yes. If you’re approved for the Disability Tax Credit, you could receive up to $784 extra on top of your regular CWB payment.